Buying a cash only home with a loan

Question: I found what appears to be the perfect home to meet my specifications, but it is listed only as accepting cash offers. It is a fixer, but not in need of substantial structural repair. Is there any way to pursue such a home when I would need a loan to buy?

Someone once asked: As a first-time buyer, is it a good idea to take money out of my 401K to avoid mortgage insurance?

It’s not a sin to pull money from your 401K, but whether you decide to put down more cash to avoid mortgage insurance is entirely up to you. Here’s some information to help you decide.

Does paying off a credit card immediately improve your score?

Question: I am considering getting a credit card and purchasing a few small items once a month. Then I would pay off at the end of the month. Would that improve credit my credit?