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Published Date 5/8/2024

Mortgage Minute: Build a Greenhouse on your property! ThatsMyLender.net Anyone can paint a house green, but how many people have a greenhouse on their property? A greenhouse is more than just a transparent outbuilding and a sunny place to grow plants, flowers, and vegetables; it’s also a great spot to plop a lawn chair in winter. Bet you didn’t know that with a mere keyboard click, today’s prefabricated greenhouses make it easier (and more cost-effective) than ever to become a backyard hero, with options ranging from less than $500 up to $10k depending on your needs and your property, according the Realtor.com’s Madeline Bilis. To build one, all you need are the space and the time. But there are pros and cons of prefab greenhouses, according to experts. Prefab models are easy to set up. “The beauty of prefab anything, greenhouses included, is that most of the hard work of building the structure is done for you,” says Bilis. Some arrive already built and others are sold as kits, which means a team of two people will need to do some light assembly to get the outbuilding up and running. Smaller (8-foot by 12-foot greenhouses) only take a few hours to build. But planning is required. Start with a string-and-stake layout for the area for which the greenhouse is intended. Greenhouse experts agree that this exercise can help you decide not only the size of your greenhouse, but also help you determine if the area receives enough sunlight. Full stop here. Be aware that outbuildings are not always permitted in residential backyards. Depending on where you live, building a new structure in your backyard could violate zoning laws. Confirm your municipality’s rules regarding setbacks, or the distance of structures from a property line to ensure your greenhouse size and placement don’t constitute an encroachment or title issue down the line in a future sale. Reach out for more! Realtor, TBWS

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Important notice regarding recent wire fraud attempts: Cyber criminals are hacking email accounts and sending emails with fake wiring instructions. These emails are convincing and sophisticated. Your lender will NEVER provide you with wiring instructions and will NEVER ask you to wire funds. Please contact the settlement company and get wire instructions directly from them. Never trust wiring instructions sent via email. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Never wire money without double-checking that the wiring instructions are correct. Also, ask your settlement company if bringing a cashier’s or certified check is an option, instead of a wire, for your funds needed at closing.