NMLS: HMAC #1165808
Cell: 310-980-7157
4/17/2024
Overnight a little volatility but well within the narrow range, the 10 year note... view more
4/16/2024
Retirement can be a happy time. Earning downtime not steeped in paychecks and li... view more
4/16/2024
March Building Permits were weaker than expected with 1.458M versus estimates of... view more
4/15/2024
Inflation jumped in March, giving the U.S. Federal Reserve ammunition to hold of... view more
4/15/2024
Rates began higher this morning on reaction to the increased tensions in the mid... view more
4/12/2024
Unless it’s in an abandoned ghost town, vacancy attracts. It invites. Plain and ... view more
4/12/2024
Some relief this morning, the 10 year note at 8:30 am ET -9 bps from yesterday, ... view more
4/11/2024
When you hear the term “full disclosure” it may not lend itself to oversharing i... view more
4/10/2024
The day the world awaited, March CPI. Prior to the 8:30 am ET release the 10 yea... view more
4/9/2024
With California’s housing shortage now in epic proportions, a 2021 law named SB9... view more
4/9/2024
The March NFIB Business Optimism Index dropped from 89.4 down to 88.5. Estimates... view more
4/8/2024
For the past few years, fears of a recession have been fickle, teasing us at eve... view more
4/8/2024
Last Friday the employment report shocked with the unexpected big increase in jo... view more
4/5/2024
This new huckster practice is known as deed fraud or home title theft. It involv... view more
4/5/2024
Jobs, we got jobs. The March unemployment rates expected to be unchanged at 3.9%... view more
4/4/2024
Those laminate countertops with the fake wood grain. Lime green tile dating back... view more
4/3/2024
US financial markets continue to reel over the concerns the Fed may withhold the... view more
4/2/2024
When poet Samuel Coleridge was speaking of water being everywhere without a drop... view more
4/2/2024
February Factory Orders were 1.4% versus expectations of 1%...... view more
4/1/2024
It was just a few years ago when mask-wearing homeowners lined up at the big box... view more
4/1/2024
Here are the two events from last Friday when markets were closed: inflation was... view more
3/28/2024
They say what goes up must come down. Buying, rehabbing, and reselling homes for... view more
3/27/2024
Markets started the day fractionally better, the 10 year note at 8 am ET 4.22% -... view more
3/26/2024
Water pressure is a big deal. Where we want it most, however, is in our homes, s... view more
3/26/2024
Headline February Durable Goods Orders were up 1.4% versus estimates of 1.3%. Ex... view more
3/25/2024
While agents are still sorting out what all this means for their business, the m... view more
3/25/2024
At 9 am ET the 10 year note +3 bps, MBS prices unchanged. Last week the 10 yield... view more
3/22/2024
Instagram can be a great place to gather decor ideas, and the ones...... view more
3/22/2024
This morning the 10 year note yield began 5 bps lower to 4.21%, MBSs in early ac... view more
3/21/2024
In a perfect world, we could press a button and our house would be clean. Unfort... view more
3/20/2024
FOMC meeting at 2 pm ET, Powell’s press conference at 2:30 pm. At the meeting, t... view more
3/19/2024
There’s a name for it. That practice of slipping away unnoticed from a gathering... view more
3/19/2024
February Housing Starts were stronger than expected with an annualized pace of 1... view more
3/18/2024
No doubt about it. The real estate industry just got hit with a massive life cha... view more
3/18/2024
A quiet start today and likely to remain that way the rest of the day. This week... view more
3/15/2024
You got the money together. Your credit score is admirable. And you now know the... view more
3/15/2024
Inflation just won’t cooperate, continuing to increase. This week CPI and yester... view more
3/14/2024
Now that our Daylight Savings Time hangover is finally abating, let’s talk about... view more
3/13/2024
Yesterday in reaction to the slightly higher inflation reported on the February ... view more
3/12/2024
That geodesic dome you see along the edge of the freeway or the house shaped lik... view more
3/12/2024
February Headline Consumer Price Index (CPI) grew at a MOM pace of 0.4% versus ... view more
3/11/2024
Things are looking up for real estate lately. Those who report the numbers are t... view more
3/11/2024
More inflation data this week, this morning the 10 year began unchanged from Fri... view more
3/8/2024
“Failure to launch” is an unfair slight to today’s younger first-time homebuyers... view more
3/8/2024
February employment at 8:30 am ET this morning pushed rates lower. The unemploym... view more
3/7/2024
It’s obvious that when homebuyers prefer to buy in a well-established neighborho... view more
3/6/2024
Over night the 10 year note increased 2 bps to 4.17%, by 8:15 am ET the note dow... view more
3/5/2024
As the new year quickly deepens into spring months, hopes for sunny weather, goo... view more
3/5/2024
The February ISM Non Manufacturing PMI (Services) which accounts for as much as ... view more
3/4/2024
Ever heard that joke about how you can buy a 5-course steak dinner in Podunk for... view more
3/4/2024
The 10 year note at 8:30 am ET 4.23% +5 bps after declining 8 bps Friday and set... view more
3/1/2024
Perhaps dating sites should offer their users a list of questions to ask AFTER t... view more
3/1/2024
For two weeks, after the increase in inflation on the CPI report, the main thing... view more
2/29/2024
Backyards are great for a lot of things. Alfresco kitchens and barbecues. Playin... view more
2/28/2024
Yesterday MBS prices were essentially unchanged, the 10 +2 bps, MBS prices -3 bp... view more
2/27/2024
Going from renting to buying for the first time? As giddy as it felt to hang you... view more
2/27/2024
The headline January Durable Goods Orders which is heavily weighted by aircraft ... view more
2/26/2024
The “r” word is still being bandied about despite the Federal Reserve having att... view more
2/26/2024
Overnight the 10 year note dipped to 4.22% -3 bps, but by the US session began t... view more
2/23/2024
If you are a landlord, try watching a 1990 movie called Pacific Heights, and you... view more
2/23/2024
There isn’t any economic news today and not much other news that has an impact o... view more
2/22/2024
While letting your fingers do the scrolling has made it infinitely easier to nar... view more
2/21/2024
Rates began the session unchanged from yesterday with no data again today, waiti... view more
2/20/2024
Decision making. You might call yourself an expert at it, but does all the care ... view more
2/20/2024
These are the three areas that will move markets this week 1) The Fed, 2) Treas... view more
2/16/2024
The humble brag. If you’re not sure what that is, just ask anyone who has been f... view more
2/16/2024
More bad news on inflation this morning, January PPI increased substantially. Mo... view more
2/15/2024
It’s not surprising buying a home is likened to...... view more
2/13/2024
Is it the epitome of decadence? TV screens embedded behind a mirror. Stand-up Ja... view more
2/13/2024
The January Headline CPI data with the new weighted calculations (seasonal adjus... view more
2/12/2024
The early spring that pesky groundhog predicted might be happening for the housi... view more
2/12/2024
Markets opened this morning unchanged from last Friday. Last week the calendar w... view more
2/9/2024
Appliances aren’t made to last forever, but there are varying degrees of how muc... view more
2/9/2024
There isn’t anything on the calendar today, markets now focusing on next Tuesday... view more
2/8/2024
A professional stager or decorator can take any home, fill it with just the righ... view more
2/7/2024
Some improvement yesterday after the strong selling last Friday and Monday, the ... view more
2/6/2024
The nation’s most famous groundhog, Punxsutawney Phil, made headlines last week ... view more
2/6/2024
Mortgage rates are getting some support today. The MBS market worsened by -32 bp... view more
2/5/2024
Follow the bouncing ball. Those old enough to know what that means (an outrageou... view more
2/5/2024
This morning rates are increasing, driven by Mr. Powell’s remarks over the weeke... view more
2/2/2024
There are those homeowners who care little about making improvements to their ho... view more
2/2/2024
January employment data at 8:30 am ET was quite a shock, job growth much stronge... view more
2/1/2024
The concept known as “bookshelf wealth” — a curated collection of books that hom... view more
1/31/2024
The FOMC and Powell later this afternoon, in the meantime data this morning bols... view more
1/30/2024
Thirty years. Perhaps it’s not a long time in the big scheme of things, but the ... view more
1/30/2024
The December Job Openings and Labor Turnover Survey (JOLTS) showed unfilled jobs... view more
1/29/2024
Housing starts. It's one of those terms that translates into “the straw that sti... view more
1/29/2024
Rates began lower this morning ahead of a heavy week of key data as well as new ... view more
1/26/2024
If you’re one of those fortunate souls who heard the words “on record” and colle... view more
1/26/2024
At 8:30 am December inflation on the PCE; month/month expected +0.2% reported +0... view more
1/25/2024
What makes a given place lonely? If you’re the kind of person who moves to an ar... view more
1/24/2024
Yet one more day of quiet in rate markets, yesterday the 10 year note yield incr... view more
1/23/2024
Energy savings is not just a buzzword anymore. It’s serious business. While you ... view more
1/23/2024
The Bank of Japan kept its key interest rate at -0.1% and made no change to its ... view more
1/22/2024
California historically tends to be the “test case” state for what other states ... view more
1/22/2024
Last week the 10 year note +19 bps, 2 year +22 bps. The news coming out of Davos... view more
1/19/2024
If 2024 is the year when your biggest wish is to make buying a home a reality...... view more
1/19/2024
Rates began unchanged this morning after increasing slightly yesterday (10 year ... view more
1/18/2024
We remember it — those of us who lived through it. In 2008, neighborhoods were f... view more
1/17/2024
Prior to 8:30 am ET the 10 year note was trading unchanged from yesterday; at 8:... view more
2/14/2019
Some once asked me: What's a way to build my credit score back up if I'm constan... view more
NMLS: HMAC #1165808
Home Mortgage Alliance Corporation (HMAC)
4 Hutton Centre Dr, Santa Ana CA 92707
Company NMLS: 1165808
Office: 800-900-7040
Cell: 310-980-7157
Email: info@homemac.com
Web: https://homemac.com